Secured lending comes with complexities — policy mismatches, low conversion rates, high rejection rates, and operational delays. LendStreet® bridges these gaps with intelligent technology and a powerful product ecosystem.
With LendStreet®, secured lending is no longer slow, outdated, or misaligned. It’s intelligent, integrated, and incredibly effective — for both lenders and borrowers.
At LendStreet®, we're redefining the way secured lending works in India — making it smarter, faster, and more reliable for both financial institutions and borrowers.
Explore Lendstreet for Lendmax
Secured lending comes with complexities — policy mismatches, low conversion rates, high rejection rates, and operational delays. LendStreet® bridges these gaps with intelligent technology and a powerful product ecosystem.
RBI Registered Financial Institutions(FIs)
Conversion Rate of 'FIs' and 'Borrowers'
Customized Services
We bring together the most powerful tools in the secured lending industry:
Outstanding Home Loans : As of Q2 FY24, individual housing loans in India reached ₹33.53 lakh crore, marking a 14% year-on-year growth. The Middle-Income Group (MIG) segment accounted for 44% of this credit. Market Share :Home loans dominate the secured lending space, constituting 40.7% of the total loan value in FY23. Growth Projections :The home loan market is expected to more than double in the next five years, with an anticipated annual growth rate of 14-15%, driven by favorable demographics, rising incomes, and government initiatives promoting affordable housing. Financing Opportunity : Between 2024 and 2026, India's real estate sector is projected to create debt financing opportunities worth over ₹14 lakh crore ($170 billion), primarily through construction finance and lease rental discounting (LRD). Residential Sector Dominance :Construction finance in India is largely dominated by the residential sector, accounting for nearly 70% of the market. Market Size : The Loan Against Property market in India was valued at approximately USD 756.34 billion in 2024 and is expected to reach USD 1,598.23 billion by 2030, growing at a CAGR of 13.28%. Small Ticket LAP Potential :The small ticket LAP segment (loans under ₹15 lakh) has a market potential of ₹22 lakh crore. However, as of March 2023, only around ₹1.8 lakh crore has been tapped, indicating a penetration rate of less than 10%. 
